/* ═══════════════════════════════════════════════════════════════
   Bedrock Insurance Advisors — Global Stylesheet
   Carrier / Brokerage UI · Financial Portal Wireframe
   Palette: Deep Navy #002147 · Gold #D4AF37 · Slate #708090
   Typography: Lora (headings) · Inter (body)
   ═══════════════════════════════════════════════════════════════ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Lora:ital,wght@0,400;0,500;0,600;0,700;1,400&display=swap');

/* ── Custom Properties ── */
:root {
  --navy:         #002147;
  --navy-dark:    #001730;
  --navy-light:   #003366;
  --gold:         #D4AF37;
  --gold-muted:   #C9A84C;
  --gold-light:   #F5E6B8;
  --slate:        #708090;
  --slate-light:  #8F9EAD;
  --slate-dark:   #4A5568;
  --white:        #FFFFFF;
  --off-white:    #F8F9FA;
  --gray-50:      #F9FAFB;
  --gray-100:     #F3F4F6;
  --gray-200:     #E5E7EB;
  --gray-300:     #D1D5DB;
  --gray-600:     #4B5563;
  --gray-700:     #374151;
  --gray-800:     #1F2937;
  --gray-900:     #111827;
  --success:      #059669;
  --danger:       #DC2626;
  --font-heading: 'Lora', Georgia, 'Times New Roman', serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --radius:       0.5rem;
  --radius-sm:    0.25rem;
  --radius-lg:    0.75rem;
  --shadow-sm:    0 1px 2px rgba(0,0,0,.05);
  --shadow:       0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md:    0 4px 6px rgba(0,0,0,.07), 0 2px 4px rgba(0,0,0,.05);
  --shadow-lg:    0 10px 15px rgba(0,0,0,.08), 0 4px 6px rgba(0,0,0,.04);
  --shadow-card:  0 2px 8px rgba(0,33,71,.06), 0 0 1px rgba(0,33,71,.1);
  --transition:   200ms ease;
  --max-w:        1200px;
  --max-w-wide:   1400px;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; font-size: 16px; }
body {
  font-family: var(--font-body);
  font-weight: 400;
  line-height: 1.6;
  color: var(--gray-700);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
button { cursor: pointer; border: none; background: none; font: inherit; }
input, select, textarea { font: inherit; }

/* ── Typography ── */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
  color: var(--navy);
}
h1 { font-size: clamp(2rem, 4vw, 3.25rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(1.5rem, 3vw, 2.25rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.125rem, 2vw, 1.5rem); }
h4 { font-size: 1.125rem; }
p { margin-bottom: 1rem; }
.text-slate { color: var(--slate); }
.text-gold { color: var(--gold); }
.text-navy { color: var(--navy); }
.text-sm { font-size: 0.875rem; }
.text-xs { font-size: 0.75rem; }
.font-serif { font-family: var(--font-heading); }
.font-medium { font-weight: 500; }
.font-semibold { font-weight: 600; }
.uppercase { text-transform: uppercase; letter-spacing: 0.08em; }

/* ── Layout ── */
.container { width: 100%; max-width: var(--max-w); margin: 0 auto; padding: 0 1.5rem; }
.container--wide { max-width: var(--max-w-wide); }
.section { padding: 5rem 0; }
.section--navy { background: var(--navy); color: var(--white); }
.section--navy h2, .section--navy h3, .section--navy h4 { color: var(--white); }
.section--navy p { color: rgba(255,255,255,.75); }
.section--gray { background: var(--gray-50); }
.flex { display: flex; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-1 { gap: 0.5rem; }
.gap-2 { gap: 1rem; }
.gap-3 { gap: 1.5rem; }
.gap-4 { gap: 2rem; }

/* ── Buttons ── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.75rem 1.75rem;
  font-size: 0.875rem; font-weight: 600; line-height: 1;
  border-radius: var(--radius);
  transition: all var(--transition);
  white-space: nowrap;
}
.btn--gold {
  background: var(--gold); color: var(--navy);
  box-shadow: 0 1px 2px rgba(212,175,55,.3);
}
.btn--gold:hover { background: #BF9B30; box-shadow: 0 4px 12px rgba(212,175,55,.35); transform: translateY(-1px); }
.btn--navy {
  background: var(--navy); color: var(--white);
}
.btn--navy:hover { background: var(--navy-light); }
.btn--outline {
  background: transparent; color: var(--navy);
  border: 1.5px solid var(--gray-300);
}
.btn--outline:hover { border-color: var(--navy); background: var(--navy); color: var(--white); }
.btn--white {
  background: var(--white); color: var(--navy);
}
.btn--white:hover { background: var(--gray-100); }
.btn--sm { padding: 0.5rem 1.25rem; font-size: 0.8125rem; }
.btn--lg { padding: 1rem 2.25rem; font-size: 0.9375rem; }
.btn--block { width: 100%; }
.btn svg { width: 16px; height: 16px; flex-shrink: 0; }

/* Shimmer CTA Animation */
@keyframes shimmer {
  0%   { background-position: -200% center; }
  100% { background-position:  200% center; }
}
.btn--shimmer {
  background: linear-gradient(110deg, var(--gold) 30%, #f0d878 50%, var(--gold) 70%);
  background-size: 200% 100%;
  animation: shimmer 3s ease-in-out infinite;
  color: var(--navy);
  box-shadow: 0 1px 2px rgba(212,175,55,.3);
}
.btn--shimmer:hover {
  animation-play-state: paused;
  box-shadow: 0 4px 12px rgba(212,175,55,.4);
  transform: translateY(-1px);
}

/* ═══════════════════════════════════════
   UTILITY BAR (top-level)
   ═══════════════════════════════════════ */
.utility-bar {
  background: var(--navy-dark);
  color: rgba(255,255,255,.7);
  font-size: 0.75rem;
  padding: 0.5rem 0;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.utility-bar__inner {
  display: flex; align-items: center; justify-content: space-between;
  max-width: var(--max-w-wide);
  margin: 0 auto; padding: 0 1.5rem;
  flex-wrap: wrap; gap: 0.5rem;
}
.utility-bar__left,
.utility-bar__right { display: flex; align-items: center; gap: 1.25rem; }
.utility-bar__item { display: flex; align-items: center; gap: 0.35rem; }
.utility-bar__item svg { width: 12px; height: 12px; opacity: .6; }
.utility-bar a:hover { color: var(--gold); }

/* ═══════════════════════════════════════
   HEADER & MEGA-MENU
   ═══════════════════════════════════════ */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky; top: 0; z-index: 1000;
  transition: box-shadow var(--transition);
}
.site-header.scrolled { box-shadow: 0 2px 12px rgba(0,33,71,.08); }
.site-header__inner {
  display: flex; align-items: center; justify-content: space-between;
  max-width: var(--max-w-wide); margin: 0 auto;
  padding: 0 1.5rem; height: 72px;
}

/* Branding */
.brand { display: flex; align-items: center; gap: 0.75rem; flex-shrink: 0; }
.brand__mark {
  width: 40px; height: 40px; background: var(--navy);
  border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center;
}
.brand__mark svg { width: 22px; height: 22px; }
.brand__text { line-height: 1.15; }
.brand__name {
  font-family: var(--font-heading); font-weight: 600;
  font-size: 1.05rem; color: var(--navy); display: block;
}
.brand__sub { font-size: 0.6875rem; color: var(--slate); letter-spacing: 0.04em; text-transform: uppercase; }

/* Primary Nav */
.primary-nav { display: flex; align-items: center; gap: 0; }
.primary-nav__item { position: relative; }
.primary-nav__link {
  display: flex; align-items: center; gap: 0.3rem;
  padding: 0 1rem; height: 72px;
  font-size: 0.875rem; font-weight: 500; color: var(--gray-700);
  transition: color var(--transition);
  position: relative;
}
.primary-nav__link::after {
  content: ''; position: absolute; bottom: 0; left: 1rem; right: 1rem;
  height: 2px; background: var(--gold); transform: scaleX(0);
  transition: transform var(--transition); transform-origin: left;
}
.primary-nav__link:hover,
.primary-nav__link[aria-expanded="true"] { color: var(--navy); }
.primary-nav__link:hover::after,
.primary-nav__link[aria-expanded="true"]::after { transform: scaleX(1); }
.primary-nav__link svg {
  width: 14px; height: 14px; color: var(--slate-light);
  transition: transform var(--transition);
}
.primary-nav__link[aria-expanded="true"] svg { transform: rotate(180deg); }
.nav-cta { margin-left: 1rem; }

/* Mega Menu Panel */
.mega-menu {
  position: absolute; top: 100%; left: 50%; transform: translateX(-50%);
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-top: 2px solid var(--gold);
  border-radius: 0 0 var(--radius) var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 2rem;
  min-width: 600px;
  opacity: 0; visibility: hidden;
  transition: opacity 200ms ease, visibility 200ms ease, transform 200ms ease;
  transform: translateX(-50%) translateY(8px);
  z-index: 100;
}
.mega-menu--wide { min-width: 740px; }
.primary-nav__item:hover .mega-menu,
.primary-nav__item .mega-menu.active {
  opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0);
}
.mega-menu__grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.25rem;
}
.mega-menu__grid--2 { grid-template-columns: repeat(2, 1fr); }
.mega-link {
  display: flex; align-items: flex-start; gap: 0.875rem;
  padding: 1rem; border-radius: var(--radius);
  transition: background var(--transition);
}
.mega-link:hover { background: var(--gray-50); }
.mega-link__icon {
  width: 40px; height: 40px; flex-shrink: 0;
  background: var(--gray-100); border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
}
.mega-link__icon svg { width: 20px; height: 20px; color: var(--navy); }
.mega-link:hover .mega-link__icon { background: rgba(0,33,71,.08); }
.mega-link__text { flex: 1; }
.mega-link__title { font-size: 0.875rem; font-weight: 600; color: var(--navy); display: block; margin-bottom: 2px; }
.mega-link__desc { font-size: 0.75rem; color: var(--slate); line-height: 1.4; }
.mega-menu__footer {
  margin-top: 1.25rem; padding-top: 1.25rem;
  border-top: 1px solid var(--gray-200);
  display: flex; align-items: center; justify-content: space-between;
}
.mega-menu__footer-text { font-size: 0.8125rem; color: var(--slate); }
.mega-menu__footer a { color: var(--navy); font-weight: 600; font-size: 0.8125rem; }
.mega-menu__footer a:hover { color: var(--gold); }

/* Mobile Toggle */
.nav-toggle {
  display: none; width: 44px; height: 44px;
  flex-direction: column; align-items: center; justify-content: center; gap: 5px;
}
.nav-toggle span {
  display: block; width: 22px; height: 2px;
  background: var(--navy); border-radius: 1px;
  transition: all var(--transition);
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ═══════════════════════════════════════
   HERO — SPLIT SCREEN
   ═══════════════════════════════════════ */
.hero-split {
  display: grid; grid-template-columns: 1fr 1fr;
  min-height: calc(100vh - 72px - 33px);
}
.hero-split__media {
  position: relative; overflow: hidden;
  background: var(--navy);
}
.hero-split__media img {
  width: 100%; height: 100%;
  object-fit: cover; object-position: center;
  display: block;
}
.hero-split__overlay {
  position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(0,33,71,.55) 0%, rgba(0,33,71,.25) 100%);
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 3rem;
}
.hero-split__overlay h2 {
  color: var(--white); font-size: clamp(1.25rem, 2.5vw, 2rem);
  margin-bottom: 0.75rem;
}
.hero-split__overlay p { color: rgba(255,255,255,.8); font-size: 0.9375rem; margin: 0; }
.hero-trust {
  display: flex; align-items: center; gap: 1.5rem;
  margin-top: 1.5rem; padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,.15);
}
.hero-trust__item { text-align: center; }
.hero-trust__number { font-family: var(--font-heading); font-size: 1.75rem; font-weight: 700; color: var(--gold); display: block; }
.hero-trust__label { font-size: 0.6875rem; color: rgba(255,255,255,.6); text-transform: uppercase; letter-spacing: 0.06em; }

/* Quote Form Panel */
.hero-split__form {
  display: flex; flex-direction: column; justify-content: center;
  padding: 3.5rem 3rem;
  background: var(--white);
}
.form-header { margin-bottom: 2rem; }
.form-header__eyebrow {
  font-size: 0.6875rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.1em; color: var(--gold); margin-bottom: 0.5rem;
}
.form-header h2 { margin-bottom: 0.5rem; font-size: 1.75rem; }
.form-header p { color: var(--slate); font-size: 0.9375rem; margin: 0; }

/* ── Forms ── */
.form-group { margin-bottom: 1.25rem; }
.form-group label {
  display: block; font-size: 0.8125rem; font-weight: 500;
  color: var(--gray-700); margin-bottom: 0.375rem;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; padding: 0.75rem 1rem;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius);
  font-size: 0.875rem;
  color: var(--gray-800);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(0,33,71,.08);
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--gray-300); }
.form-group select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%23708090' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 6l3.5 4 3.5-4z'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 0.75rem center; padding-right: 2.5rem; }
.form-group textarea { resize: vertical; min-height: 80px; }
.form-consent { font-size: 0.75rem; color: var(--slate); margin-top: 1rem; line-height: 1.5; }
.form-consent a { color: var(--navy); text-decoration: underline; }

/* ═══════════════════════════════════════
   CARRIER TRUST BAR (Grayscale → Color)
   ═══════════════════════════════════════ */
.trust-bar {
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  padding: 1.5rem 0;
}
.trust-bar__inner {
  display: flex; align-items: center; justify-content: center;
  gap: 3rem; flex-wrap: wrap;
}
.trust-bar__label {
  font-size: 0.6875rem; font-weight: 600; text-transform: uppercase;
  letter-spacing: 0.1em; color: var(--slate);
  white-space: nowrap;
}
.trust-bar__logos {
  display: flex; align-items: center; gap: 3rem; flex-wrap: wrap;
  justify-content: center;
}
.trust-bar__logo {
  font-family: var(--font-heading); font-size: 1.125rem; font-weight: 700;
  letter-spacing: 0.01em; color: var(--slate-light);
  white-space: nowrap;
  filter: grayscale(100%); opacity: .45;
  transition: filter var(--transition), opacity var(--transition), color var(--transition);
  cursor: default;
}
.trust-bar__logo:hover {
  filter: grayscale(0); opacity: 1;
  color: var(--brand, var(--navy));
}

/* ═══════════════════════════════════════
   THREE-PILLAR SERVICE CARDS
   ═══════════════════════════════════════ */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.pillar-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 2.5rem 2rem;
  box-shadow: var(--shadow-card);
  transition: box-shadow var(--transition), transform var(--transition);
  position: relative;
  overflow: hidden;
  text-align: center;
}
.pillar-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.pillar-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--gold);
  transform: scaleX(0); transform-origin: center;
  transition: transform 0.3s ease;
}
.pillar-card:hover::before { transform: scaleX(1); }
.pillar-card__icon {
  width: 72px; height: 72px; border-radius: 50%;
  background: rgba(0,33,71,.04);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1.5rem;
  transition: background var(--transition);
}
.pillar-card:hover .pillar-card__icon { background: rgba(0,33,71,.08); }
.pillar-card__icon svg { width: 36px; height: 36px; color: var(--navy); }
.pillar-card__icon--blue { background: rgba(0,61,165,.06); }
.pillar-card__icon--gold { background: rgba(212,175,55,.08); }
.pillar-card__icon--gold svg { color: var(--gold-muted); }
.pillar-card h3 { font-size: 1.25rem; margin-bottom: 0.875rem; }
.pillar-card p { font-size: 0.9rem; color: var(--slate); line-height: 1.7; margin: 0 0 1.5rem; }
.pillar-card__link {
  display: inline-flex; align-items: center; gap: 0.4rem;
  font-size: 0.875rem; font-weight: 600; color: var(--navy);
  transition: color var(--transition), gap var(--transition);
}
.pillar-card__link:hover { color: var(--gold); gap: 0.6rem; }
.pillar-card__link svg { width: 16px; height: 16px; }

/* ═══════════════════════════════════════
   SECTION HEADERS
   ═══════════════════════════════════════ */
.section-header { margin-bottom: 3rem; }
.section-header--center { text-align: center; max-width: 640px; margin-left: auto; margin-right: auto; margin-bottom: 3rem; }
.section-eyebrow {
  display: block; font-size: 0.6875rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--gold); margin-bottom: 0.75rem;
}
.section--navy .section-eyebrow { color: var(--gold); }
.section-header h2 { margin-bottom: 0.75rem; }
.section-header p { color: var(--slate); font-size: 0.9375rem; margin: 0; max-width: 560px; }
.section-header--center p { margin-left: auto; margin-right: auto; }

/* ═══════════════════════════════════════
   INDUSTRY SOLUTIONS (Split 2-col)
   ═══════════════════════════════════════ */
.split-content {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: center;
}
.split-content--reverse { direction: rtl; }
.split-content--reverse > * { direction: ltr; }
.split-content__media {
  border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.split-content__media img { width: 100%; display: block; }
.split-content__body .section-eyebrow { margin-bottom: 0.75rem; }
.split-content__body h2 { margin-bottom: 1rem; }
.split-content__body p { color: var(--slate); font-size: 0.9375rem; }
.check-list { margin-top: 1.5rem; }
.check-list li {
  display: flex; align-items: flex-start; gap: 0.75rem;
  padding: 0.5rem 0; font-size: 0.9rem; color: var(--gray-700);
}
.check-list li svg { width: 20px; height: 20px; flex-shrink: 0; color: var(--gold); margin-top: 1px; }

/* ═══════════════════════════════════════
   WHY CONTRACTORS CHOOSE US (Side-by-Side)
   ═══════════════════════════════════════ */
.advantage-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: center;
}
.advantage-grid__media {
  border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.advantage-grid__media img { width: 100%; height: 100%; object-fit: cover; display: block; min-height: 420px; }
.advantage-grid__body .section-eyebrow { margin-bottom: 0.75rem; }
.advantage-grid__body h2 { margin-bottom: 1.5rem; }
.advantage-list { margin-top: 1rem; }
.advantage-list li {
  display: flex; align-items: flex-start; gap: 1rem;
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--gray-200);
}
.advantage-list li:last-child { border-bottom: none; }
.advantage-list__marker {
  width: 32px; height: 32px; flex-shrink: 0;
  background: rgba(212,175,55,.1); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-top: 2px;
}
.advantage-list__marker svg { width: 16px; height: 16px; color: var(--gold); }
.advantage-list li strong {
  font-size: 1rem; color: var(--navy); display: block; margin-bottom: 0.25rem;
}
.advantage-list li p { font-size: 0.9rem; color: var(--slate); margin: 0; line-height: 1.6; }

/* ═══════════════════════════════════════
   CTA BANNER
   ═══════════════════════════════════════ */
.cta-banner {
  display: flex; align-items: center; justify-content: space-between; gap: 2rem;
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 3rem;
}
.cta-banner h2 { color: var(--white); margin-bottom: 0.5rem; }
.cta-banner p { color: rgba(255,255,255,.7); margin: 0; font-size: 0.9375rem; max-width: 520px; }

/* ═══════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════ */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,.65);
  padding: 4rem 0 0;
}
.footer-grid {
  display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 3rem;
}
.footer-brand__logo {
  width: 40px; height: 40px; background: rgba(255,255,255,.08);
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1rem;
}
.footer-brand__logo svg { width: 22px; height: 22px; }
.footer-brand__name {
  font-family: var(--font-heading); font-weight: 600;
  font-size: 1.125rem; color: var(--white);
  margin-bottom: 0.25rem;
}
.footer-brand__sub {
  font-size: 0.6875rem; color: var(--gold);
  text-transform: uppercase; letter-spacing: 0.06em;
  margin-bottom: 1rem; display: block;
}
.footer-brand p { font-size: 0.875rem; line-height: 1.65; }
.footer-address {
  font-style: normal; font-size: 0.875rem; line-height: 1.8; margin-top: 1rem;
}
.footer-address a { color: rgba(255,255,255,.65); transition: color var(--transition); }
.footer-address a:hover { color: var(--gold); }
.footer-hours { font-size: 0.8125rem; margin-top: 0.5rem; color: rgba(255,255,255,.45); }
.footer-heading {
  font-size: 0.6875rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.08em; color: rgba(255,255,255,.4);
  margin-bottom: 1.25rem;
}
.footer-links { display: flex; flex-direction: column; gap: 0.625rem; }
.footer-links a { font-size: 0.875rem; color: rgba(255,255,255,.65); transition: color var(--transition); }
.footer-links a:hover { color: var(--gold); }
.footer-contact { display: flex; flex-direction: column; gap: 0.75rem; }
.footer-contact__item { display: flex; align-items: flex-start; gap: 0.5rem; font-size: 0.875rem; }
.footer-contact__item svg { width: 16px; height: 16px; flex-shrink: 0; opacity: .5; margin-top: 3px; }
.footer-bottom-bar {
  border-top: 1px solid rgba(255,255,255,.08);
  margin-top: 3rem;
}
.footer-bottom {
  display: flex; align-items: center; justify-content: space-between;
  padding: 1.5rem 0;
  font-size: 0.75rem; color: rgba(255,255,255,.35);
  flex-wrap: wrap; gap: 1rem;
}
.footer-regulatory {
  max-width: 480px; text-align: right; line-height: 1.5;
  color: rgba(255,255,255,.3); font-size: 0.6875rem;
}

/* ═══════════════════════════════════════
   PORTAL / LOGIN PAGE
   ═══════════════════════════════════════ */
.portal-page {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 480px 1fr;
}
.portal-form-panel {
  display: flex; flex-direction: column; justify-content: center;
  padding: 3rem;
  background: var(--white);
}
.portal-form-panel__inner { width: 100%; max-width: 360px; margin: 0 auto; }
.portal-brand { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 3rem; }
.portal-brand__mark {
  width: 36px; height: 36px; background: var(--navy); border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
}
.portal-brand__mark svg { width: 20px; height: 20px; }
.portal-brand__name { font-family: var(--font-heading); font-weight: 600; font-size: 0.9375rem; color: var(--navy); }
.portal-header { margin-bottom: 2rem; }
.portal-header h1 { font-size: 1.75rem; margin-bottom: 0.5rem; }
.portal-header p { color: var(--slate); font-size: 0.9375rem; margin: 0; }
.portal-divider {
  display: flex; align-items: center; gap: 1rem;
  margin: 1.5rem 0; font-size: 0.75rem; color: var(--slate);
}
.portal-divider::before,
.portal-divider::after { content: ''; flex: 1; height: 1px; background: var(--gray-200); }
.portal-help {
  margin-top: 2rem; padding-top: 1.5rem;
  border-top: 1px solid var(--gray-200);
  font-size: 0.8125rem; color: var(--slate);
  text-align: center;
}
.portal-help a { color: var(--navy); font-weight: 600; text-decoration: underline; }

.portal-visual {
  background: var(--navy);
  display: flex; flex-direction: column; justify-content: center; align-items: center;
  padding: 4rem;
  position: relative; overflow: hidden;
}
.portal-visual::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.portal-visual__content { position: relative; z-index: 1; text-align: center; max-width: 480px; }
.portal-visual__content h2 {
  font-family: var(--font-heading); color: var(--white);
  font-size: 2rem; margin-bottom: 1rem;
}
.portal-visual__content p { color: rgba(255,255,255,.65); font-size: 0.9375rem; margin-bottom: 2rem; }
.portal-features {
  display: flex; flex-direction: column; gap: 1.25rem;
  text-align: left;
}
.portal-feature {
  display: flex; align-items: flex-start; gap: 0.875rem;
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius);
  padding: 1.25rem;
}
.portal-feature__icon {
  width: 36px; height: 36px; flex-shrink: 0;
  background: rgba(212,175,55,.15); border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
}
.portal-feature__icon svg { width: 18px; height: 18px; color: var(--gold); }
.portal-feature__title { font-size: 0.875rem; font-weight: 600; color: var(--white); margin-bottom: 2px; }
.portal-feature__desc { font-size: 0.8125rem; color: rgba(255,255,255,.55); line-height: 1.5; }

.portal-footer {
  padding: 1rem 3rem;
  font-size: 0.6875rem; color: var(--slate);
  display: flex; justify-content: space-between;
  border-top: 1px solid var(--gray-200);
}
.portal-footer a { color: var(--navy); }

/* ═══════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════ */
@media (max-width: 1024px) {
  .primary-nav { display: none; }
  .nav-toggle { display: flex; }
  .primary-nav.open {
    display: flex; flex-direction: column;
    position: absolute; top: 72px; left: 0; right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--gray-200);
    box-shadow: var(--shadow-lg);
    padding: 1rem; z-index: 999;
  }
  .primary-nav.open .primary-nav__link { height: auto; padding: 0.75rem 1rem; }
  .primary-nav.open .primary-nav__link::after { display: none; }
  .mega-menu {
    position: static; transform: none; min-width: auto;
    border: none; border-radius: 0; box-shadow: none;
    padding: 0 1rem;
  }
  .primary-nav__item:hover .mega-menu { transform: none; }
  .mega-menu__grid { grid-template-columns: 1fr; }
  .nav-cta { margin-left: 0; margin-top: 0.5rem; }

  .hero-split { grid-template-columns: 1fr; min-height: auto; }
  .hero-split__media { min-height: 400px; }
  .hero-split__form { padding: 2.5rem 1.5rem; }

  .pillars-grid { grid-template-columns: 1fr 1fr; }
  .split-content { grid-template-columns: 1fr; gap: 2rem; }
  .split-content--reverse { direction: ltr; }
  .advantage-grid { grid-template-columns: 1fr; gap: 2rem; }
  .two-col { grid-template-columns: 1fr; gap: 2rem; }
  .two-col--reverse { direction: ltr; }
  .two-col__content { max-width: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .cards-grid--2, .cards-grid--3 { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: repeat(2, 1fr); }

  .portal-page { grid-template-columns: 1fr; }
  .portal-visual { display: none; }
}

/* ═══════════════════════════════════════
   PAGE HERO (Inner Pages)
   ═══════════════════════════════════════ */
.page-hero {
  background: var(--navy);
  padding: 3.5rem 0;
  text-align: center;
}
.page-hero h1 {
  color: var(--white);
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  margin-bottom: 0.625rem;
}
.page-hero p {
  color: rgba(255,255,255,.6);
  font-size: 1.05rem;
  max-width: 560px;
  margin: 0 auto;
}
.breadcrumb {
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1rem;
  font-size: 0.82rem;
  color: rgba(255,255,255,.45);
}
.breadcrumb a { color: rgba(255,255,255,.6); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb__sep { color: rgba(255,255,255,.3); }

/* ═══════════════════════════════════════
   TWO-COLUMN LAYOUT
   ═══════════════════════════════════════ */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.two-col--reverse { direction: rtl; }
.two-col--reverse > * { direction: ltr; }
.two-col__image {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.two-col__image img {
  width: 100%;
  height: 400px;
  object-fit: cover;
}
.two-col__content { max-width: 520px; }
.two-col__content .section-eyebrow { margin-bottom: 0.625rem; }
.two-col__content h2 { margin-bottom: 1rem; }
.two-col__content p { color: var(--slate); margin-bottom: 0.75rem; font-size: 0.9375rem; }

/* ═══════════════════════════════════════
   FEATURE LIST
   ═══════════════════════════════════════ */
.feature-list {
  margin-top: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}
.feature-list__item {
  display: flex;
  align-items: flex-start;
  gap: 0.625rem;
  font-size: 0.93rem;
}
.feature-list__item svg {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  color: var(--gold);
  margin-top: 3px;
}

/* ═══════════════════════════════════════
   STATS ROW
   ═══════════════════════════════════════ */
.section--alt { background: var(--gray-50); }
.stats-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  text-align: center;
}
.stat-item { padding: 1.5rem 1rem; }
.stat-number {
  font-family: var(--font-heading);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1.1;
}
.stat-label {
  margin-top: 0.375rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,.55);
}

/* ═══════════════════════════════════════
   TIMELINE
   ═══════════════════════════════════════ */
.timeline {
  position: relative;
  padding-left: 1.75rem;
}
.timeline::before {
  content: '';
  position: absolute;
  left: 0;
  top: 8px;
  bottom: 8px;
  width: 2px;
  background: var(--gray-300);
}
.timeline__item {
  position: relative;
  padding-bottom: 1.75rem;
}
.timeline__item::before {
  content: '';
  position: absolute;
  left: -2rem;
  top: 6px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--gold);
  border: 2px solid var(--white);
}
.timeline__year {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--gold);
  margin-bottom: 0.25rem;
}
.timeline__text { font-size: 0.93rem; color: var(--slate); line-height: 1.7; }

/* ═══════════════════════════════════════
   CARDS (WP-BLOCK STYLE)
   ═══════════════════════════════════════ */
.cards-grid {
  display: grid;
  gap: 1.5rem;
}
.cards-grid--2 { grid-template-columns: repeat(2, 1fr); }
.cards-grid--3 { grid-template-columns: repeat(3, 1fr); }
.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.card-icon {
  width: 48px;
  height: 48px;
  background: rgba(0,33,71,.06);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}
.card-icon svg { width: 24px; height: 24px; color: var(--navy); }
.card-title { margin-bottom: 0.625rem; }
.card-text { color: var(--slate); font-size: 0.93rem; line-height: 1.7; }

/* ═══════════════════════════════════════
   TESTIMONIALS
   ═══════════════════════════════════════ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}
.testimonial-card__stars {
  display: flex;
  gap: 0.2rem;
}
.testimonial-card__stars svg {
  width: 18px;
  height: 18px;
  color: var(--gold);
}
.testimonial-card__quote {
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-style: italic;
  line-height: 1.75;
  color: var(--gray-700);
  flex: 1;
}
.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  padding-top: 1rem;
  border-top: 1px solid var(--gray-200);
}
.testimonial-card__avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.03em;
  flex-shrink: 0;
}
.testimonial-card__name {
  font-weight: 600;
  color: var(--navy);
  font-size: 0.93rem;
}
.testimonial-card__title {
  color: var(--slate);
  font-size: 0.8rem;
  line-height: 1.4;
}

/* ═══════════════════════════════════════
   AFFILIATIONS BAR
   ═══════════════════════════════════════ */
.affiliations-bar {
  background: var(--navy);
  padding: 3rem 0;
}
.affiliations-bar__label {
  display: block;
  text-align: center;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,.5);
  margin-bottom: 1.75rem;
}
.affiliations-bar__logos {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  max-width: 1000px;
  margin: 0 auto;
}
.affiliation-badge {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.affiliation-badge__icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1.5px solid rgba(212,175,55,.4);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.affiliation-badge__icon svg {
  width: 20px;
  height: 20px;
  color: var(--gold);
}
.affiliation-badge__name {
  display: block;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--white);
  letter-spacing: 0.04em;
}
.affiliation-badge__desc {
  display: block;
  font-size: 0.7rem;
  color: rgba(255,255,255,.55);
  line-height: 1.3;
}

/* ═══════════════════════════════════════
   ACCORDION / FAQ
   ═══════════════════════════════════════ */
.accordion { border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; }
.accordion-item + .accordion-item { border-top: 1px solid var(--gray-200); }
.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 1rem;
  color: var(--navy);
  cursor: pointer;
  text-align: left;
  transition: background var(--transition);
}
.accordion-trigger:hover { background: var(--gray-50); }
.accordion-trigger svg {
  width: 20px; height: 20px;
  transition: transform var(--transition);
  flex-shrink: 0;
}
.accordion-trigger[aria-expanded="true"] svg { transform: rotate(180deg); }
.accordion-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease;
}
.accordion-panel__inner { padding: 0 1.5rem 1.25rem; color: var(--slate); font-size: 0.93rem; line-height: 1.75; }

/* ═══════════════════════════════════════
   VERIFY BOX
   ═══════════════════════════════════════ */
.verify-box {
  max-width: 760px;
  margin: 0 auto;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
}
.verify-box h2 { text-align: center; margin-bottom: 0.5rem; }
.verify-box > p { text-align: center; color: var(--slate); margin-bottom: 1.75rem; font-size: 0.93rem; }
.verify-box form { max-width: 560px; margin: 0 auto; }
.verify-result {
  margin-top: 1.5rem;
  padding: 0;
  background: transparent;
  display: none;
}
.verify-result.show { display: block; }

/* ═══════════════════════════════════════
   MAP EMBED
   ═══════════════════════════════════════ */
.map-embed {
  width: 100%;
  height: 300px;
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.map-embed iframe { width: 100%; height: 100%; border: 0; }

/* ═══════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════ */
@media (max-width: 1024px) {
  .testimonials-grid { grid-template-columns: 1fr; max-width: 520px; margin-left: auto; margin-right: auto; }
  .affiliations-bar__logos { grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
}
@media (max-width: 640px) {
  .utility-bar__right { display: none; }
  .pillars-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-banner { flex-direction: column; text-align: center; padding: 2.5rem 1.5rem; }
  .hero-split__overlay { padding: 2rem; }
  .portal-form-panel { padding: 2rem 1.5rem; }
  .two-col { grid-template-columns: 1fr; }
  .two-col--reverse { direction: ltr; }
  .two-col__content { max-width: none; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .cards-grid--2, .cards-grid--3 { grid-template-columns: 1fr; }
  .affiliations-bar__logos { grid-template-columns: 1fr; justify-items: center; gap: 1.25rem; }
  .affiliation-badge__desc { max-width: 180px; }
}
@media (max-width: 480px) {
  .stats-row { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════════════════════
   PROFESSIONAL ANIMATIONS & SVG VISUALS
   Replaces photographic imagery with subtle, performant motion.
   ═══════════════════════════════════════════════════════════════ */

/* ── Scroll Reveal ── */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 700ms cubic-bezier(.22,.61,.36,1),
              transform 700ms cubic-bezier(.22,.61,.36,1);
  will-change: opacity, transform;
}
.reveal.is-visible { opacity: 1; transform: translateY(0); }
.reveal--left  { transform: translateX(-24px); }
.reveal--right { transform: translateX(24px); }
.reveal--left.is-visible,
.reveal--right.is-visible { transform: translateX(0); }
.reveal--delay-1 { transition-delay: 100ms; }
.reveal--delay-2 { transition-delay: 200ms; }
.reveal--delay-3 { transition-delay: 300ms; }
.reveal--delay-4 { transition-delay: 400ms; }

/* ── Keyframes ── */
@keyframes bd-fade-in    { from { opacity: 0; } to { opacity: 1; } }
@keyframes bd-rise       { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }
@keyframes bd-float      { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-6px); } }
@keyframes bd-pulse-ring { 0% { transform: scale(.85); opacity: .65; } 100% { transform: scale(1.45); opacity: 0; } }
@keyframes bd-sweep      { 0% { transform: translateX(-120%); } 100% { transform: translateX(120%); } }
@keyframes bd-draw       { to { stroke-dashoffset: 0; } }
@keyframes bd-grid-drift { 0% { background-position: 0 0; } 100% { background-position: 60px 60px; } }
@keyframes bd-spin-slow  { to { transform: rotate(360deg); } }
@keyframes bd-beam       { 0%,100% { opacity: .15; } 50% { opacity: .45; } }
@keyframes bd-rise-bar   { from { transform: scaleY(0); } to { transform: scaleY(1); } }
@keyframes bd-marker     { 0%,100% { transform: translateY(0); opacity: 1; } 50% { transform: translateY(-4px); opacity: .85; } }

/* ═══════════════════════════════════════
   HERO VISUAL (replaces hero photo)
   Clean navy gradient with soft gold radial glow + centered shield
   ═══════════════════════════════════════ */
.hero-visual {
  position: relative;
  width: 100%; height: 100%;
  min-height: 420px;
  background:
    radial-gradient(ellipse at 50% 38%, rgba(212,175,55,.14) 0%, transparent 55%),
    linear-gradient(160deg, #001730 0%, #002147 50%, #012a54 100%);
  overflow: hidden;
  isolation: isolate;
  display: flex; align-items: flex-start; justify-content: center;
  padding-top: 10%;
}
.hero-visual__shield {
  position: relative;
  width: min(40%, 210px);
  height: auto;
  animation: bd-rise 1s ease-out both;
  z-index: 2;
  filter: drop-shadow(0 12px 30px rgba(0,0,0,.35));
}
.hero-visual__shield::before,
.hero-visual__shield::after {
  content: '';
  position: absolute; inset: -14%;
  border-radius: 50%;
  border: 1px solid rgba(212,175,55,.3);
  animation: bd-pulse-ring 4s ease-out infinite;
  pointer-events: none;
}
.hero-visual__shield::after {
  inset: -6%;
  border-color: rgba(212,175,55,.18);
  animation-delay: 1.5s;
}

/* Hero overlay sits over the visual */
.hero-split__media .hero-visual { position: absolute; inset: 0; }
.hero-split__media .hero-split__overlay {
  background: linear-gradient(180deg, transparent 40%, rgba(0,15,32,.65) 75%, rgba(0,15,32,.9) 100%);
  z-index: 3;
}

/* ═══════════════════════════════════════
   BLUEPRINT VISUAL (advantage/two-col)
   ═══════════════════════════════════════ */
.bp-visual {
  position: relative;
  width: 100%; height: 100%;
  min-height: 420px;
  background:
    radial-gradient(ellipse at 50% 45%, rgba(212,175,55,.1) 0%, transparent 60%),
    linear-gradient(160deg, #002147 0%, #003366 100%);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex; align-items: center; justify-content: center;
}
.bp-visual__svg {
  position: relative; z-index: 1;
  width: 78%; height: auto;
  max-width: 420px;
  filter: drop-shadow(0 10px 30px rgba(0,0,0,.3));
}
.bp-visual__svg .bp-line {
  stroke: var(--gold);
  stroke-width: 1.6;
  fill: none;
  stroke-dasharray: 600;
  stroke-dashoffset: 600;
  animation: bd-draw 2.4s cubic-bezier(.65,.05,.36,1) forwards;
}
.bp-visual__svg .bp-line--2 { animation-delay: .35s; stroke-dasharray: 400; stroke-dashoffset: 400; }
.bp-visual__svg .bp-line--3 { animation-delay: .7s;  stroke-dasharray: 300; stroke-dashoffset: 300; }
.bp-visual__svg .bp-line--4 { animation-delay: 1s;   stroke-dasharray: 220; stroke-dashoffset: 220; }
.bp-visual__svg .bp-dot {
  fill: var(--gold);
  opacity: 0;
  animation: bd-fade-in .4s ease-out 1.8s forwards, bd-marker 2.4s ease-in-out 2.2s infinite;
}
.bp-visual__svg .bp-label {
  fill: rgba(255,255,255,.7);
  font-family: var(--font-body);
  font-size: 9px;
  letter-spacing: .1em;
  text-transform: uppercase;
  opacity: 0;
  animation: bd-fade-in .6s ease-out 2s forwards;
}

/* ═══════════════════════════════════════
   SHIELD / COMPASS VISUAL (services pages)
   ═══════════════════════════════════════ */
.shield-visual {
  position: relative;
  width: 100%; height: 100%;
  min-height: 400px;
  background: linear-gradient(145deg, #f8f9fa 0%, #eef1f5 100%);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex; align-items: center; justify-content: center;
  border: 1px solid var(--gray-200);
}
.shield-visual::before {
  content: '';
  position: absolute; width: 320px; height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212,175,55,.2) 0%, transparent 70%);
  animation: bd-float 8s ease-in-out infinite;
}
.shield-visual__svg {
  position: relative; z-index: 1;
  width: 60%; max-width: 280px;
  animation: bd-rise 1s ease-out both, bd-float 7s ease-in-out 1s infinite;
}
.shield-visual__svg .sv-ring {
  transform-origin: center;
  animation: bd-spin-slow 30s linear infinite;
}
.shield-visual__svg .sv-ring--rev { animation-direction: reverse; animation-duration: 45s; }
.shield-visual__svg .sv-check {
  stroke-dasharray: 48; stroke-dashoffset: 48;
  animation: bd-draw 1s ease-out 1.2s forwards;
}

/* ═══════════════════════════════════════
   SKYLINE VISUAL (about / approach)
   ═══════════════════════════════════════ */
.city-visual {
  position: relative;
  width: 100%; height: 100%;
  min-height: 400px;
  background: linear-gradient(180deg, #002147 0%, #003366 55%, #012a54 100%);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.city-visual::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse at 30% 20%, rgba(212,175,55,.18) 0%, transparent 55%),
    radial-gradient(ellipse at 80% 40%, rgba(255,255,255,.06) 0%, transparent 60%);
}
.city-visual__stars { position: absolute; inset: 0; opacity: .6; }
.city-visual__stars span {
  position: absolute;
  width: 2px; height: 2px; border-radius: 50%;
  background: #fff;
  animation: bd-beam 3s ease-in-out infinite;
}
.city-visual__skyline {
  position: absolute; bottom: 0; left: 0; right: 0;
  width: 100%;
}
.city-visual__skyline .sky-building {
  transform-origin: bottom;
  animation: bd-rise-bar 1.2s cubic-bezier(.22,.61,.36,1) both;
}
.city-visual__skyline .sky-building:nth-child(odd)  { animation-delay: .1s; }
.city-visual__skyline .sky-building:nth-child(even) { animation-delay: .25s; }
.city-visual__skyline .sky-window { animation: bd-beam 4s ease-in-out infinite; }

/* ═══════════════════════════════════════
   FLEET VISUAL (commercial auto services)
   ═══════════════════════════════════════ */
.fleet-visual {
  position: relative;
  width: 100%; height: 100%;
  min-height: 400px;
  background: linear-gradient(145deg, #f8f9fa 0%, #e5e7eb 100%);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex; align-items: center; justify-content: center;
  border: 1px solid var(--gray-200);
}
.fleet-visual::before {
  content: '';
  position: absolute; left: 0; right: 0; bottom: 30%;
  height: 1px;
  background: repeating-linear-gradient(90deg, var(--navy) 0 18px, transparent 18px 32px);
  opacity: .25;
}
.fleet-visual__svg {
  position: relative; z-index: 1;
  width: 72%; max-width: 360px;
  animation: bd-float 5s ease-in-out infinite;
}
.fleet-visual__svg .fv-wheel {
  transform-origin: center;
  animation: bd-spin-slow 4s linear infinite;
}

/* Reduce motion for accessibility */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  .reveal { opacity: 1 !important; transform: none !important; }
}